Habitational Insurance

Habitational insurance for apartment buildings, condo associations and other multi-unit rental properties

What Is Habitational Insurance?

Habitational insurance is most commonly used to insure landlords of apartment buildings and condominium homeowners associations. It also provides insurance to a wide variety of other types of single and multi-unit properties. Whether you own one small 5 unit building, or a sprawling apartment complex with 400 units, habitational insurance coverage is what you need.

Schneiderman Insurance Agency employs a team of highly trained, licensed and qualified insurance professionals specializing in habitational insurance and other real estate properties. In addition to that, we work with some of the most highly respected insurance carriers with the highest quality habitational insurance programs.


Of course we will work hard to make sure you obtain the lowest available pricing for your habitational insurance policy, but more importantly, we take the time to understand the unique needs of each of our clients before making any recommendations. Often times we are able to save our clients on their premiums simply by presenting different options – and taking the time to explain risk management strategies.

Who Needs Habitational Insurance?

Here are some of the most common types of properties and business that use habitational insurance:

  • Boarding House Insurance
  • Apartment Insurance
  • Student Dormitory Insurance
  • Condominium Insurance
  • Equipment Breakdown Insurance
  • Business Income Insurance
  • Actual Loss Sustained Insurance
  • Newly Acquired Buildings
  • Money & Securities Insurance
  • Pollution Cleanup Cost
  • Building Code Upgrade/ Law Coverage
  • Boiler and Machinery Insurance
  • Loss of Rental Income
  • Directors and Officers Insurance for condo associations
  • Accounts Receivable Insurance
  • And More!

We offer a broad range of coverages including:

Contact us to learn how Schneiderman Insurance Agency can help you protect your habitational properties.

Request a quOte for habitational insurance