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Schneiderman Insurance Agency
Schneiderman Insurance Agency
Home2026-09-02T22:07:04-07:00

Schneiderman Insurance Agency in Granada Hills, California

Insurance That Actually
Fits Your Life

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Auto
Insurance

Property
Insurance

Life
Insurance

Business
Insurance

We help you find coverage that actually fits your life, explained in plain English and backed by a local team that’s there when it’s time to file a claim.

01

A Wiser Way to Be Insured

Most people don’t find out what their insurance actually covers until something goes wrong. We sit down with you, walk through your coverage in plain language, and make sure you fully understand what you have and what you don’t. Confident decisions start with clear information.

02

Local Advice You Can Trust

A policy is only as good as the thinking behind it. We take a close look at your life, your assets, and your business to find the gaps in your protection before a loss does. You deserve a strategy built around your actual situation, not a one-size-fits-all solution pulled off the shelf.

03

Coverage You’ll Understand

We are not here to write a policy and disappear. As your life changes, whether that means a new home, a growing business, or a shifting family situation, your coverage should keep pace. We stay in your corner year after year, checking in proactively so your protection never falls behind.

Business Insurance

Every business is unique and so are the risks you face. At Schneiderman Insurance Agency, we partner with companies across California to build straightforward insurance solutions. By combining practical experience with modern tools, we help you reduce risk, control costs and move forward with confidence.

Personal Insurance

Schneiderman Insurance Agency provides insurance services in California. Want to insure your home, cars, boats, jewelry, collection, art, or anything else? We have the knowledge and expertise to ensure your lifestyle is properly insured.

California High Value Households Insurance

Bundle Home + Auto

At Schneiderman Insurance Agency, we take a holistic approach to your situation to provide the best coverage, and help you save money too. If you need auto insurance and home, renters, or condo insurance, you could save hundreds a year just by bundling.

California Auto Insurance

Auto Insurance

Auto insurance in Granada Hills and throughout California. At Schneiderman Insurance Agency, we match your auto coverage to the way you drive and what you need to protect, and we explain each choice before you decide.

California Homeowners Insurance

Home Insurance

Your home is one of your most valuable assets. It deserves protection that is simple reliable and tailored to your needs. We help families throughout California secure homeowners insurance that delivers peace of mind with personalized service.

Life insurance for California individuals and families

Life Insurance

A properly structured life insurance policy can help protect your family’s financial stability, replace lost income, address long-term obligations, and provide liquidity when it is needed most. The right solution depends on your responsibilities, time horizon, and overall financial situation.

About Schneiderman Insurance Agency

2500+

Clients Served

98%

Customer Satisfaction

8000+

Policies Written

15+

Years Experience

Schneiderman Insurance Agency

Why Choose Us

You get an experienced, licensed local team that takes the time to understand your situation, explains your options in plain English, and is here for you when you have a question or need to file a claim.

Today we serve personal, commercial, and life insurance clients throughout California. We know our home market well, including the hard wildfire environment and the California FAIR Plan, so we can help property owners, families, and businesses across the state find coverage that fits.

Insurance is a relationship, not a transaction, and because we are a team, you always have knowledgeable, experienced people in your corner, thinking about how all of your coverage fits together rather than selling one policy at a time.

We will review your coverage with you, across personal, commercial, and life, and talk through where you may have gaps. It usually starts with a short conversation, with no pressure and no commitment.

How We Help

Most people collect insurance one piece at a time: a home policy here, an auto policy there, a business policy from someone else. We take a more holistic approach. Because we write a full book of coverage across personal, commercial, and life insurance, we can look at the whole picture, see where things overlap or leave gaps, and help it all work together.

Already a Client?

Your coverage does not stop at the sale. Existing clients can reach their advisor directly, request proof of insurance or a certificate, make a payment, report a claim, or ask a coverage question any time. We are here for the life of your policy, not just the first quote.

View policy service center ›

About Our Agency

Schneiderman Insurance Agency is a locally owned insurance agency headquartered in Granada Hills California. We specialize in personal and commercial insurance for homeowners, auto insurance, life insurance, renters, landlords, and businesses.

Based in Granada Hills, we serve the San Fernando Valley, greater Los Angeles, Ventura County, and clients across California.

We were founded in 2011 by Zachary Schneiderman, who transitioned into the insurance industry after a successful career in real estate development and property management.

Recognizing the need for comprehensive insurance solutions tailored to property owners, businesses, and individuals, Zachary leveraged his industry knowledge to build a firm dedicated to protecting clients’ assets and securing their financial futures.

Give us a call at 818-322-4744 and our team would be happy to answer any insurance questions you might have.

From Our Clients

See why families and businesses across California trust Schneiderman Insurance Agency for comprehensive insurance protection.

  • Robin Esporas’s Avatar Robin Esporas ★★★★★ 4 months ago
    Go with Joe! A+ service from beginning to end.
  • John Slaught’s Avatar John Slaught ★★★★★ 6 months ago
    Responsive, Thorough, and succinct
  • Louise W’s Avatar Louise W ★★★★★ 7 months ago
    I’ve been with Schneiderman Insurance Agency for 11 years, and Zach and Olga have been the main people I’ve worked with — though the entire team is always pleasant and welcoming. Insurance is one of those things you hope you never have … More to deal with, but when you do, you really feel the difference having people who genuinely care. During a few unsettling issues with claims, they were patient, responsive, and easy to reach. They took the time to walk me through everything, which brought a lot of peace of mind. The balance of care and professionalism is rare. Very grateful for their support over the years.
  • Tim Husom’s Avatar Tim Husom ★★★★★ 7 months ago
    Schneiderman Insurance Agency has been our trusted partner for years, and I couldn’t be more pleased with the service they provide. From the moment we began working together, their team demonstrated professionalism, clear communication, … More and a sincere commitment to finding the right coverage for our family’s needs. They take the time to explain options, answer questions patiently, and follow through on every promise. In an uncertain world, it’s reassuring to have an agency that combines expertise with integrity and care. I highly recommend Schneiderman Insurance Agency to anyone looking for reliable, compassionate, and knowledgeable insurance support—five stars.
  • Pila J’s Avatar Pila J ★★★★★ 8 months ago
    Zach is an exceptional insurance provider who truly goes above and beyond. He is incredibly responsive, delivers outstanding customer service, and is extremely knowledgeable about insurance products and the many factors that impact coverage … More and pricing. He takes the time to explain everything clearly and makes the entire process seamless and stress-free. His no pressure approach makes the experience unique and that much better. I enthusiastically recommend Zach to anyone looking for an insurance professional they can trust.
  • Sharone Almog’s Avatar Sharone Almog ★★★★★ 8 months ago
    Joe & Zack have been INCREDIBLE throughout our entire home buying process. They made the process seamless and were happy to explain every detail step by step, which as a first time homebuyer was HUGE for us. They thought outside the … More box and helped us expedite the process when we hit bumps in the road with escrow. Would highly recommend to anyone looking for insurance!!

Latest Articles From Schneiderman Insurance Agency

Questions? Answers!

How much dwelling coverage do I need?2026-08-11T18:25:26-07:00

Enough to rebuild the home, which is a different figure from its market value and usually from the purchase price. Market value reflects land, location, and what a buyer would pay, none of which describes what construction would cost. A reconstruction cost estimate, based on the actual construction, materials, and finishes rather than a square-foot average, is what the limit should follow. Because that estimate depends on the specific property, review your individual needs with a licensed agent or qualified advisor rather than relying on a general figure.

Is the agency appointed by the California FAIR Plan?2026-08-10T13:49:35-07:00

No. The FAIR Plan is a separate insurer of last resort. We help clients obtain FAIR Plan coverage and pair it with a DIC policy, but we represent you, not the FAIR Plan.

Does my homeowners policy cover earthquakes or floods?2026-08-11T18:43:25-07:00

No. Both are excluded from standard California homeowners policies and are written separately. Earthquake is bought as its own policy or endorsement, and the deductible is typically a percentage of the coverage limit rather than a flat amount, which makes it larger than people expect. Flood is written through the federal program or a private flood carrier, and new coverage normally has a waiting period before it takes effect. Both are worth deciding on deliberately rather than by default, since a standard policy will not respond to either.

Is wildfire damage covered?2026-08-10T13:49:36-07:00

Fire, including wildfire, is typically covered under a standard homeowners policy. In high-risk areas where standard coverage is limited, a FAIR Plan and DIC combination may be used.

What are some practical things I can do to lower the cost of my homeowners insurance?2026-09-15T14:05:02-07:00

There are a few things that help. The most useful is a thorough review of your policy and needs with your agent. Quotes for the same coverage on the same home can differ considerably, and comparing them only works if each is offering the same thing. Discounts are worth asking about, including placing your auto and home with the same carrier, and credits some carriers offer for security systems or protective devices. Raising your deductible is the other lever. A higher deductible lowers the premium, and the trade is that you carry more of a claim yourself. Ask us to show you the premium at each deductible the carrier offers so you can weigh the saving against what you would actually pay out of pocket at claim time.

What does homeowners insurance cover?2026-07-08T20:14:40-07:00

The typical homeowners policy has two main sections: Section I covers the property of the insured, and Section II provides personal liability coverage for the insured. Almost anyone who owns or leases property has a need for this type of insurance. Usually, homeowners insurance is required by the lender to obtain a mortgage.

What is the difference between the terms “actual cash value” and “replacement cost” in my homeowners policy?2026-07-08T20:14:41-07:00

Covered losses under a homeowners policy can be paid on either an actual cash value basis or on a replacement cost basis. When “actual cash value” is used, the policy owner is entitled to the depreciated value of the damaged property. Under the “replacement cost” coverage, the policy owner is reimbursed an amount necessary to replace the article with one of similar type and quality at current prices.

What is an SR-22?2026-08-10T13:49:37-07:00

An SR-22 is a certificate a court or the DMV may require to confirm you carry the state minimum. Ask us if you have been told you need one.

What are the new California minimum limits?2026-08-10T13:49:37-07:00

As of January 1, 2025, the minimums are 30/60/15: 30,000 dollars per injured person, 60,000 dollars per accident, and 15,000 dollars for property damage. Higher limits are often worth discussing.

Do I need uninsured motorist coverage?2026-09-07T20:19:49-07:00

Carrying it is not mandatory, but the offer is. A California insurer must include it unless you delete it by signed written agreement, and many drivers keep it because it may protect you when an at-fault driver has little or no insurance.

Do you use my credit to price my policy?2026-08-10T13:49:38-07:00

No. California does not allow credit-based rating for personal auto, so your credit is not used to set your auto rate.

I have an older car that currently has a very low market value. Do I really need to purchase automobile insurance?2026-09-03T08:13:04-07:00

Every driver in California must carry liability insurance, and for policies issued or renewed on or after January 1, 2025 the minimum is 30/60/15 (Vehicle Code 16056). Whether to also buy collision and comprehensive on an older car is a value question.

If the car is totaled, California regulations require the insurer to pay the cost of a comparable vehicle, plus taxes and license fees, less your deductible (10 CCR 2695.8). You also have 35 days after the offer to reopen the claim if you cannot find a comparable car for that amount. Many people with older cars drop physical damage coverage; the deductible and the car’s replacement cost decide whether that makes sense for yours. Figures current as of 2026.

What’s the difference between Collision Physical Damage Coverage and Comprehensive Physical Damage Coverage?2026-07-08T20:14:43-07:00

Collision Physical Damage Coverage is defined as losses you incur when your automobile collides with another car or object. For example, if you hit a car in a parking lot, the damages to your car will be paid under your collision coverage.

Comprehensive Physical Damage Coverage provides coverage for most other direct physical damage losses you could incur, including theft. For example, damage to your car from a hailstorm would be covered under your comprehensive coverage.

What factors can affect the cost of my automobile insurance?2026-09-07T15:00:53-07:00

Some of them you control and some you do not, and in California the state sets the rules for which ones an insurer may use.

Three factors must carry the most weight in every California auto premium, in this order: your driving safety record, the number of miles you drive each year, and your years of driving experience. Insurers may then apply optional factors approved by the Insurance Commissioner. These include the type of vehicle, how it is used, and the ZIP code where it is garaged. Others are whether the household has more than one vehicle or policy, completion of an approved driver training course, and marital status.

Credit history and gender cannot be used to rate a California auto policy. If a quote seems out of line, ask which of these factors is driving it; a clean record and accurate annual mileage do more for your rate than anything else.

Don’t see your question? Contact us.

Schneiderman Insurance Agency

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