Ensure the Success of Your Big Day
Wedding and event insurance is a short-term policy that typically pairs event liability, covering injuries to guests or damage to property, with cancellation or postponement protection for covered reasons. Host liquor liability can often be added when alcohol is served, and many venues require proof of liability coverage before an event.
Months of planning go into a wedding or a milestone event, and a single-day policy can help protect that investment. Many venues also require proof of liability coverage before they hand over the keys. We help California hosts put the right coverage in place.
What does wedding and event insurance cover?
- Event liability if a guest is injured or property is damaged.
- Host liquor liability tied to serving alcohol at your event.
- Event cancellation or postponement for covered reasons.
- Coverage that can often be tailored to weddings, receptions, and other gatherings.
Who needs it? Couples planning a wedding and reception; hosts of anniversaries, milestone birthdays, and large celebrations; anyone whose venue requires proof of event liability coverage; and hosts serving alcohol who want host liquor liability.
Many California venues require event holders to carry liability coverage, and some ask to be named as an additional insured on the policy. Because California weddings often happen outdoors or across multiple sites, it helps to confirm coverage details for your specific date and location well before the event.
How we help: we review your venue’s requirements, your guest count, and your plans, then explain how event liability and cancellation coverage may fit. If a venue needs a certificate naming it as an additional insured, we can help you get it handled ahead of your date.
