Law Firm Insurance
High Quality Protection for your Firm
Law firm insurance typically leads with lawyers professional liability, the errors and omissions coverage for negligence, missed deadlines, or bad advice, then adds a business owners policy, cyber liability for client data, workers’ compensation, employment practices liability, and crime coverage for firms holding client funds in trust. In California, workers’ compensation is required once you have any employees.
Running a law practice in California means your advice carries real weight, and so does your exposure. A missed deadline, a conflict that slips through, or a breach of client confidentiality can turn into a claim quickly. We help California firms of every size, from solo practitioners to multi-attorney offices, build coverage that fits the way you actually practice.
What does law firm insurance cover?
- Lawyers professional liability (LPL), the errors and omissions coverage that responds to claims of negligence, missed deadlines, or bad advice in your legal work.
- Business owners policy (BOP), which typically bundles general liability with property coverage for your office, furniture, and equipment.
- Cyber liability, for the client data and privileged information you store and transmit.
- Workers’ compensation, required in California once you have any employees.
- Employment practices liability (EPLI), for claims tied to hiring, discipline, or termination.
- Crime coverage, which often matters when you hold client funds in an IOLTA or trust account.
California attorneys are regulated by the State Bar of California. LPL is generally not mandated by the state, but many clients, courts, and certain matters may require proof of coverage before you can take the work.
How we help: we start by understanding your practice areas, staff, and trust-account setup, then match your firm to coverage suited to legal work. As an advisor, we explain what each policy does and does not do, in plain language, and review your program as your firm grows.
