Landlord Insurance in California
Rent Your Property With Confidence
Landlord insurance, often written as a dwelling fire policy, covers the rental structure, your liability as the property owner, and lost rental income if a covered event makes the unit unrentable. It does not cover a tenant’s belongings, and in California it excludes earthquake and flood, which are separate. It is built for rentals in a way a homeowners policy is not.
A rental property is a business asset, and a homeowners policy is not built to protect it. Landlord insurance, often called a dwelling fire policy, covers the building you rent out, your liability as an owner, and the rental income you rely on. We help California property owners protect their investment.
Landlord insurance can cover:
- Dwelling coverage for the rental structure.
- Other structures on the property, such as detached garages.
- Landlord liability if a tenant or guest is injured on the property.
- Loss of rental income if a covered event makes the unit unrentable.
- Optional coverage for owner-provided appliances and contents.
Start Your Landlord Insurance Quote
Because of the variety of options available, an insurance specialist at Schneiderman Insurance Agency is available to make sure you have the right amount of coverage for your rental property at a price that meets your budget. With the benefits of a Landlord Insurance policy, you can rent to tenants with the confidence of knowing your investment is secure.
