Overview of Employment Practices Liability Insurance
Employment practices liability insurance (EPLI) helps protect an employer when an employee, former employee, or applicant brings an employment-related claim such as wrongful termination, harassment, discrimination, or retaliation. It may cover legal defense and settlement costs, which in California’s active claims environment often make up a large share of the loss.
EPLI protects your business when an employee, former employee, or applicant brings an employment-related claim. In California’s demanding employment landscape, even a careful employer can face allegations that are expensive to defend, and EPLI helps you respond.
What is covered by Employment Practices Liability Insurance?
What does Employment Practices Liability Insurance cover?
- Claims of wrongful termination.
- Harassment and discrimination allegations.
- Retaliation claims.
- Certain wage-and-hour defense costs, where offered.
- Legal defense, which often makes up a large share of these claims.
Why Employment Practices Liability Insurance Insurance is important
California has robust employee protections and an active claims environment, which raises employment-related exposure for employers of every size. Sound HR practices help, but they do not eliminate the risk of a claim, which is where EPLI comes in.
Who needs Employment Practices Liability Insurance?
Any California business with employees. Even small teams face exposure, and claims can come from current staff, former staff, and job applicants alike.
How to get Employment Practices Liability Insurance
Tell us about your workforce and HR practices. We review your employment exposures with you, explain what EPLI covers and how wage-and-hour issues are typically treated, and help you put appropriate coverage in place. We stay with you as your team grows, and we advocate for you if a claim is filed.
Common questions about Employment Practices Liability Insurance
Answering the most frequently asked questions about Employment Practices Liability Insurance.
Start Your Employment Practices Liability Insurance Quote
Schneiderman Insurance Agency makes the process of finding Employment Practices Liability Insurance convenient for you. Tell us about your situation, we review your risks and options with you, we help you put the right coverage in place, and we stay with you at renewal.
