Local Big Bear, California insurance coverage that fits your lifestyle, with a team that knows your name.
Schneiderman Insurance Agency helps individuals, families, and business owners across Big Bear, California protect what matters most with home, auto, business, and life insurance. Our team takes the time to understand your situation, explains your options in plain English, and stands with you long after the policy is issued, including when it is time to file a claim.
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Get customized insurance to fit your needs.
Real people, local advice, and coverage you’ll actually understand.
Schneiderman Insurance Agency is a San Fernando Valley based insurance agency, founded in 2011 and headquartered in the Granada Hills neighborhood, that helps individuals, families, and business owners across Big Bear, California protect what matters most with home, auto, business, and life insurance.
Our team takes the time to understand your situation, explains your options in plain English, and stands with you long after the policy is issued, including when it is time to file a claim.
Real people, local advice, and coverage you’ll actually understand.
Be insurance wise.
Personal insurance policies for individuals and families in Big Bear, California
Up in the San Bernardino Mountains, Big Bear runs on cabins, vacation and second homes, and short-term rentals around the lake and up the slopes. Coverage here turns on two things at once, wildfire in the surrounding forest and heavy winter snow and ice. As a Los Angeles and Southern California agency serving the community, we arrange cabin, second-home, short-term-rental, auto, and business insurance built for that seasonal, high-exposure market.
Home, cabins, and second homes insurance
For cabins, lakefront homes, and vacation and second homes, we go through a replacement cost estimator with you so the dwelling limit reflects mountain rebuild costs, and we recommend extended replacement cost where it is available. Cabins and second homes carry risks a primary residence does not, so for a home that sits empty part of the year we address the vacancy and seasonal-occupancy terms carriers apply. We also address the freeze and burst-pipe exposure a long winter vacancy brings.
Wildfire in the surrounding forest is the leading exposure, winter snow load and ice bring their own claims, and earthquake is excluded from standard California home policies statewide and worth weighing.
Where a mountain home is declined or non-renewed, we can pair a California FAIR Plan policy with a difference-in-conditions wrap so it keeps broad protection beyond fire alone. Our team represents you, not the FAIR Plan.
Short-term rentals insurance
For owners renting a cabin to guests, we arrange coverage built for a short-term rental, including liability for paying guests and loss of rental income, which a standard homeowners policy does not provide.
Auto insurance
Mountain grades and icy roads call for coverage built for the conditions, so we arrange auto insurance with comprehensive and strong uninsured and underinsured motorist limits.
Business insurance
Big Bear runs on a mountain tourism economy of lodges and hotels, the ski and resort operations, restaurants and outfitters, mountain contractors, and the property managers who run the vacation-rental stock. So we build coverage around real operations, including short-term-rental and hospitality programs, contractors insurance for the mountain building trades, restaurant insurance and liquor liability for the bars and restaurants, and general liability. It also includes commercial property rated for heavy snow load, and workers’ compensation for a seasonal workforce.
The lodge, rental, and outfitter owners here often rely on key person and buy-sell coverage so a seasonal business can keep running if an owner is lost. The families who own a cabin or second home typically carry a mortgage worth protecting with term life.
Recreational and specialty coverage
Recreation is central here and much of it falls outside a standard home or auto policy. Boats and personal watercraft on the lake, snowmobiles, side-by-sides and other off-road vehicles, and RVs can each be insured on its own specialty coverage, typically powersports insurance or off-road vehicle insurance.
At home in the mountain market
We understand Big Bear’s cabins, second homes, and short-term rentals and the wildfire and winter exposure behind them, and we place everyday policies alongside the hard-to-place mountain risks others may decline. Our statewide reach is on the California insurance page.
Insurance coverage for your business.
No business is the same, but many California companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.
About Schneiderman Insurance Agency
2500+
Clients Served
98%
Customer Satisfaction
8000+
Policies Written
15+
Years Experience
Why Choose Us
You get an experienced, licensed local team that takes the time to understand your situation, explains your options in plain English, and is here for you when you have a question or need to file a claim.
Today we serve personal, commercial, and life insurance clients throughout California. We know our home market well, including the hard wildfire environment and the California FAIR Plan, so we can help property owners, families, and businesses across the state find coverage that fits.
Insurance is a relationship, not a transaction, and because we are a team, you always have knowledgeable, experienced people in your corner, thinking about how all of your coverage fits together rather than selling one policy at a time.
We will review your coverage with you, across personal, commercial, and life, and talk through where you may have gaps. It usually starts with a short conversation, with no pressure and no commitment.
How We Help
Most people collect insurance one piece at a time: a home policy here, an auto policy there, a business policy from someone else. We take a more holistic approach. Because we write a full book of coverage across personal, commercial, and life insurance, we can look at the whole picture, see where things overlap or leave gaps, and help it all work together.
Already a Client?
Your coverage does not stop at the sale. Existing clients can reach their advisor directly, request proof of insurance or a certificate, make a payment, report a claim, or ask a coverage question any time. We are here for the life of your policy, not just the first quote.
About Our Agency
Schneiderman Insurance Agency is a locally owned insurance agency headquartered in Granada Hills California. We specialize in personal and commercial insurance for homeowners, auto insurance, life insurance, renters, landlords, and businesses.
Based in Granada Hills, we serve the San Fernando Valley, greater Los Angeles, Ventura County, and clients across California.
We were founded in 2011 by Zachary Schneiderman, who transitioned into the insurance industry after a successful career in real estate development and property management.
Recognizing the need for comprehensive insurance solutions tailored to property owners, businesses, and individuals, Zachary leveraged his industry knowledge to build a firm dedicated to protecting clients’ assets and securing their financial futures.
Give us a call at 818-322-4744 and our team would be happy to answer any insurance questions you might have.
Your trusted insurance advisor in Big Bear, California.
Insurance services offered by Schneiderman Insurance Agency.
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