Burbank is a studio town: major lots, production and post-production companies, creative businesses, and Bob Hope Airport set alongside established, walkable family neighborhoods. Coverage here spans the household and the media business, with earthquake, excluded from every standard California home policy, the risk we usually raise first. Our Los Angeles team serves this eastern-Valley neighbor across home, auto, business, and life.

Home insurance

For the established, walkable family neighborhoods that define Burbank, we walk through the dwelling limit on homeowners insurance against a current rebuild figure and add extended replacement cost subject to availability. The figure starts with a replacement cost estimator we complete together. For the older and remodeled homes in the flats, we raise custom finishes and appreciated value so they are reflected rather than assumed. Earthquake is the other constant a home policy here plans around, and we take it up below.

Auto insurance

For drivers on the 5 and 134, including new and teen drivers in family households, we help you weigh liability limits on auto insurance against what you have to protect. We also add uninsured and underinsured motorist coverage for the many uninsured cars on these roads.

Business insurance

This is the heart of the region’s media economy. The major studio lots, production and post-production companies, creative agencies, and the businesses that serve the airport get commercial property insurance and general liability insurance. Media liability, office insurance for leased creative space, and cyber liability insurance follow. They also get professional liability insurance and errors and omissions, and workers’ compensation insurance sized to a large employment base, plus inland marine for the cameras, lighting, and production equipment that move between sets. The retailers and restaurants of Downtown Burbank, Magnolia Park, and the Empire Center get retail business insurance and restaurant insurance, programs built around a storefront rather than a studio.

Earthquake, flood, and life insurance

Because the area sits on active faults, we walk through separate earthquake insurance, which standard home policies exclude here as they do statewide. Every property sits in a flood zone, high or low, and flood is excluded from home policies everywhere, so we review a flood insurance policy where drainage warrants.

For the many established families here, life insurance protects a mortgage, an income, and college plans. The media and production owners among them use key person and buy-sell coverage so a company can carry on. We size all of it to a household and its responsibilities in plain terms.

Recreational and specialty coverage

Motorcycles and boats are common here, and both sit outside a standard auto or home policy, so motorcycle insurance and boat insurance are usually written separately. Classic cars turn up often given the studio-town history, and each needs its own coverage, on agreed value where the car warrants it.

Coverage for a studio town and its neighborhoods

A client here might own a home in the flats, drive the 5, and run a media or production business near the studios. Our team understands both households and the media economy, can place all of it, and is there at claim time. Burbank anchors the eastern edge of the San Fernando Valley we work across.