Hollywood runs on a working entertainment and tourism economy, from the production companies and the hotels, clubs, restaurants, and tour operators along Hollywood and Sunset. It extends to the Walk of Fame and the tightly packed apartments behind them. Coverage here leans commercial and habitational, shaped by the liability of serving heavy tourist and nightlife crowds and the theft and vandalism of a dense district. We are a Los Angeles agency, and the district is part of our own city, so we arrange business and hospitality, apartment and habitational, condo and renters, and auto insurance.

Business and hospitality insurance

For the entertainment, production, and post-production companies, the hotels, bars, clubs, and music venues, and the tour, attraction, and creative businesses that define the district, we build coverage around real operations. For the restaurants and retail among them, that means restaurant insurance and retail business insurance. That runs to general liability insurance, commercial property insurance written for a dense, high-traffic district, and liquor liability insurance for venues that serve alcohol. It also covers assault and battery and crowd coverage where large groups gather, plus media, professional liability, and errors and omissions insurance for creative deliverables. Also included are cyber liability insurance for the data they hold, workers’ compensation insurance, and inland marine for the cameras, lighting, and production equipment that move between sets.

Habitational, condo, and renters insurance

For the owners of the many apartment buildings here, we place apartment building insurance and habitational coverage with building, loss-of-rents, and liability limits sized to the property. For residents in these tightly packed apartments and condos, we right-size contents and personal liability with condo insurance and renters insurance. That includes loss assessment for condo owners and theft coverage that reflects an urban district.

Auto insurance and urban exposure

Dense traffic, heavy street parking, and a constant visitor crowd bring break-ins, vandalism, and fender-benders. That is why we help you weigh liability limits on auto insurance against your assets and add comprehensive coverage for theft and vandalism. We also add uninsured and underinsured motorist coverage for the many uninsured cars on these streets.

Earthquake insurance

Earthquake is excluded from standard California policies here as it is statewide, which matters for owners of older Hollywood buildings and for residents alike. We review a separate earthquake policy rather than assume it away. Many residents work in and around the entertainment trade, often on variable income, so we also size life insurance in plain terms. That ranges from affordable term life covering a partner or a mortgage to the key person coverage a venue or production owner uses to keep a business going.

Recreational and specialty coverage

Motorcycles here typically call for motorcycle insurance rather than a line on a standard auto policy. Personally owned camera and production gear and the occasional collector car also sit outside a standard home policy, and each needs its own specialty coverage.

Coverage for a working entertainment district

An account here might be a hotel or club serving crowds nightly, an apartment building owner, or a production company with gear on the move. Our team has the depth across hospitality, habitational, and commercial coverage to place all of it and stand with you at claim time. The wider metro is on our Greater Los Angeles hub.