Van Nuys is one of the largest and most diverse communities in the central San Fernando Valley. It is built around Van Nuys Airport, industrial and manufacturing corridors, the civic center and courts, and block after block of multifamily housing. Coverage here runs from a body shop’s garage risk to a landlord’s apartment building to a family’s first renters policy, with earthquake behind it all. From our Granada Hills base, just up the road, our team arranges business, commercial auto, apartment and rental-property, personal auto, renters, home, and life.

Business and commercial insurance

Van Nuys runs on working businesses, and the mix is distinctive: the auto dealerships, body shops, and repair shops along Van Nuys Boulevard and the other commercial corridors, where retail business insurance is common. It also includes light manufacturing and fabrication in the industrial corridors, general and specialty contractors, and the aviation and service operations at the airport. Manufacturing insurance and contractors insurance typically fit those shops and crews. There is also the legal and professional trade the civic center and courts draw. We build coverage around how each one actually runs, including general liability, commercial property and product liability for manufacturers, and aviation and hangar risks. That also runs to commercial auto for work trucks and fleets, and garage and garagekeepers coverage for shops that take custody of customer vehicles. We add workers’ compensation as crews grow, and a business owners policy (BOP) where a smaller operation can be bundled sensibly.

Habitational and apartments insurance

With so much multifamily housing, apartment building insurance and rental-property coverage are a real focus here, and landlord programs written for that deep stock are common. For the owners of these buildings we structure commercial property on the structure, loss-of-rents coverage so income continues after a covered loss, and liability sized to the units and tenants. We also arrange the certificates and terms lenders and cities ask an apartment owner to carry.

Auto and renters insurance

Dense traffic, heavy commercial roads, and a high share of renters shape the personal side. For drivers we review liability limits that fit what you have to protect, plus uninsured and underinsured motorist protection for the many uninsured cars on Valley streets.

For the many people renting here, a renters policy protects belongings and personal liability for a modest premium, since a landlord’s policy covers only the building. Homeowners and condo owners get dwelling or unit coverage right-sized to a current rebuild figure.

Earthquake is excluded from standard California home policies here as it is statewide, so that exclusion sits behind every home and building, and we walk through separate earthquake coverage before you decide.

For the many working households here, affordable term life to replace an income and cover a family is usually the priority, while the garage, shop, and manufacturing owners protect a business with key person coverage.

Recreational and specialty coverage

Work trucks that double as personal vehicles, motorcycles on motorcycle insurance, and project and custom cars are common here, and each needs coverage beyond a standard auto policy.

Your Van Nuys insurance team

A policy here might be a garage risk, an apartment building, a work-truck fleet, or a first renters coverage. Our team has the range to place all of it, explain each choice plainly, and stand with you at claim time.