Non Profit Insurance
Non-profit insurance is a program of coverages for California organizations, built around governance, people, and mission. It typically includes directors and officers liability for the board, abuse and molestation coverage where you serve vulnerable people, general liability, commercial property, employment practices liability, event liability, and workers’ compensation once you have employees.
Your mission carries real responsibility, and so does running the organization behind it. We help California non-profits build coverage that protects the people who lead, work, volunteer, and rely on your organization.
Non Profit Insurance Features
Coverages non-profits usually need:
- Directors and officers (D&O) liability, for the personal exposure your board and leaders carry.
- Abuse and molestation coverage, especially important when you serve youth or vulnerable populations.
- General liability, for third-party bodily injury and property damage.
- Commercial property, for your facilities and contents.
- Workers’ compensation, required in California once you have any employees.
- Employment practices liability (EPLI), for claims from staff or volunteers.
- Event liability, for fundraisers and community gatherings.
Requirements for Non Profits
In California, workers’ compensation is required once you have any employees, and volunteer coverage is a separate consideration worth reviewing. We help you match coverage to your mission, your people, and the way you actually operate, whether you run a single program or many.
