Increased Construction Prices and The Impact to Your Homeowner's Insurance
4.5 min read/TOP 10 THINGS TO CONSIDER WHEN BUYING A HOMEOWNERSINSURANCE POLICY
8.1 min read/As a homeowner, insurance is a necessity, but how much coverage is needed can be a loaded question. We all want to get the most value out of our insurance company, but in some instances, you may be asked by your mortgage company to purchase more insuranc
4.8 min read/What are the differences between HO-3 and HO-5 Insurance Policies? Why is one preferable for the client, and is an HO-5 policy really that much better? (YES!) Not all insurance policies are created equal. I don’t know how many times I have had a convers
4.9 min read/In this episode, we are taking a much closer, fascinating look at home insurance and the way that you can protect your home should disaster strike. But first, as usual, we start off with a little bit of news. Tom and Ron talk about a survey
1.3 min read/Frequently I speak with condo and townhome owners that are misguided as to what they need to properly insure their residence. HOA’s master policies are not sufficient on their own to insure a condo or townhome. Not included in the master policy is cove
2.9 min read/Strong El Nino conditions in the Pacific Ocean are causing a lot of discussion by local and national news and governmental agencies urging residents to consider purchasing Flood Insurance even in low to moderate risk flood areas.
1.6 min read/In addition to the current Smoke Detector law on the books, in the year 2010 Governor Arnold Schwarzenegger signed California Senate Bill 183 (The Carbon Monoxide Poison Prevention Act of 2010) into law. The law applies to dwellings intended for human occ
2.1 min read/You just never know when you are going to make a difference in someone’s life. In October of 2011, I was building my insurance agency and was meeting a lot of clients based on requests they made for insurance quotes on the Internet. One of the clients I
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