Typically no. In California these are usually separate from the property policy and addressed through dedicated earthquake or DIC coverage. We can review what fits your property.
Related FAQs
Standard coverage often cuts back once a building is vacant beyond a set period. We can arrange vacancy provisions or dedicated vacant-building coverage to bridge it. ...
If you operate from a building you own, an owner-occupied (owner-user) approach that combines building and business coverage may fit better. We can compare.
Yes. We review lender requirements, including limits, valuation, and being named on the policy, and align your program so it satisfies them.
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