Coverage for historical contamination depends on the policy terms and conditions. Some policies may offer limited coverage for pre-existing conditions if they were unknown at the time of purchasing the insurance. Review your policy and discuss with your provider to understand your specific coverage.
Related FAQs
Often yes, because conditions like mold or legacy contamination can surface unexpectedly on owned property.
It depends on the form. Some respond to sudden events only, others may include gradual conditions. We can review the wording with you.
Usually not. Standard GL forms largely exclude pollution, which is why a separate policy typically applies.
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