No, and this is worth being precise about. A claims-made policy responds to claims first made and reported while it is in force. Once it ends, a new claim has nothing to attach to, even for work performed during the term. Continuous coverage helps in a different way: the incoming policy keeps the retroactive date, so past work stays within reach of the new policy. What covers reporting after the last policy ends is tail coverage. Continuity and tail solve different halves of the same problem.
Related FAQs
It is the date back to which your policy may respond. Keeping it intact when you renew or switch policies helps protect past work.
Not universally, but many professions, licensing bodies, and clients require it. We can review your situation with you.
A claims-made policy generally responds to claims made while the policy is active, provided the incident occurred after your retroactive date. Letting coverage lapse can create a gap. ...
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