Yes, through expediting expense, which is often the most useful part of the form. Expediting expense funds the extra cost of speeding a repair: overtime, express freight for a part, and temporary rental equipment while the permanent unit is rebuilt. It sits alongside business income and extra expense, and on refrigeration or production equipment it usually matters more than the repair cost itself. Spoilage is separate again, responding when a covered breakdown ruins product. Each carries its own limit.
Related FAQs
Standard property typically excludes the equipment’s own mechanical, electrical, or pressure breakdown, so this coverage is usually added on.
Many programs include business income and extra expense from a covered breakdown. We will review what fits your operation.
No. A warranty covers defects and upkeep. Equipment breakdown insurance covers sudden accidental failure and the resulting business losses.
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