Usually yes, because a client’s policy does not cover you. Being named in someone else’s contract is not the same as being insured under their policy, and most agreements push liability for your content back to you through an indemnity clause. A solo creator, writer, editor, photographer, or producer who publishes regularly or licenses third-party material carries a real exposure. The practical trigger is usually the first client who asks for a certificate, and by then the terms are already set.
Related FAQs
Possibly, especially if you publish frequently or work with brands. We can help you weigh the exposure.
Yes for infringement in the content you publish, and there are four tiers of this, not one. A general liability policy reaches copyright, trade dress, and slogan infringement only ...
It depends on what you publish and in what form. A multimedia or media content liability agreement inside a cyber policy is usually written for digital content, so print, ...
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