Usually. Independent barbers renting a chair are often treated as separate businesses, and your coverage may not extend to them, so many shops require renters to carry their own.
Related FAQs
In California, workers’ comp is generally required as soon as you have any employees, so an employed barber would typically trigger it.
A claim tied to a nick or cut is typically what professional liability is meant to address, though coverage depends on your policy terms. We can review the details ...
General liability typically covers storefront risks like a customer slip-and-fall, while professional liability responds to claims tied to the service, such as a nick or cut. Many shops carry ...
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