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If you haul property for compensation in California, almost certainly. The permit comes from the DMV, and your insurer files the certificate of insurance for it rather than you. The limit filed depends on the operation: $750,000 combined single limit for most motor carriers of property, $300,000 where the fleet is only vehicles under 10,000 pounds GVWR, and higher for hazardous commodities. Two things catch operators out. The permit is suspended the moment the filing is cancelled, and CHP terminal inspection compliance sits alongside it. Current as of August 2026.

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