Yes, and California makes the exposure harder to argue away. Labor Code 2802 requires an employer to reimburse an employee for necessary expenditures incurred in performing their duties, mileage included. Once you are paying for the errand, it is business use, and a claim arising from it can be brought against the business as well as the driver. Hired and non-owned auto is the coverage that answers it. It protects the business, sits excess over the employee’s own policy, and does not repair the employee’s car.
Related FAQs
Enough to describe the vehicles, the drivers, and the operation. That means the VIN and stated value for each unit, the garaging address, the radius you run, and what ...
The biggest difference is who is covered, and it is decided by numbered symbols rather than by a list of cars. A commercial auto declarations page assigns a symbol ...
It depends on whether you are simply a business with vehicles or a motor carrier. An ordinary commercial vehicle sits on the same statutory floor as a private passenger ...
Ready to get started?
Talk to an advisor or request a quote. It takes about five minutes, with no commitment. Be insurance wise.
