More than boilers, which is where the coverage came from. Modern forms reach electrical systems and transformers, HVAC and refrigeration, air compressors, pumps, elevators, production machinery, and in many programs computers, telephone systems, and controls. Boilers and pressure vessels bring one extra thing with them. California requires permits and periodic inspection of pressure vessels, and insurers with certified inspectors commonly perform those inspections as part of the coverage, which is a service as much as an indemnity.
Related FAQs
Standard property typically excludes the equipment’s own mechanical, electrical, or pressure breakdown, so this coverage is usually added on.
Many programs include business income and extra expense from a covered breakdown. We will review what fits your operation.
No. A warranty covers defects and upkeep. Equipment breakdown insurance covers sudden accidental failure and the resulting business losses.
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