Possibly, because flood is excluded from every California home policy and post-fire slopes and heavy storms can send water and debris downhill; a separate flood policy is how that risk is covered, on the beach or above it.
Related FAQs
Not necessarily; we help set a rebuild cost and building-code upgrade limits that reflect current construction and code, so the policy matches what it now takes to rebuild rather ...
A common path is a California FAIR Plan policy for the fire coverage paired with a difference-in-conditions wrap for liability, theft, water, and the perils the FAIR Plan leaves ...
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