Carrying it is not mandatory, but the offer is. A California insurer must include it unless you delete it by signed written agreement, and many drivers keep it because it may protect you when an at-fault driver has little or no insurance.
Related FAQs
An SR-22 is a certificate a court or the DMV may require to confirm you carry the state minimum. Ask us if you have been told you need one. ...
As of January 1, 2025, the minimums are 30/60/15: 30,000 dollars per injured person, 60,000 dollars per accident, and 15,000 dollars for property damage. Higher limits are often worth ...
No. California does not allow credit-based rating for personal auto, so your credit is not used to set your auto rate.
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