If you have no employees, California generally does not require it, though many contracts do. Licensed contractors are the exception: under Business and Professions Code 7125, the C-8, C-20, C-22, C-39 and C-61/D-49 classifications cannot claim the no-employee exemption, and the requirement extends to every contractor classification on January 1, 2028. We will confirm what applies to you.
Related FAQs
No. The CSLB bond is a surety bond tied to your license, separate from liability or workers’ comp. Most contractors need both.
No, that is workers’ compensation. General liability typically excludes employee injury, so most contractors carry both.
Yes, in most cases we can add the endorsements your contract calls for, such as additional insured status or a waiver of subrogation. Send us the insurance requirements section ...
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