If you outlive the level term and keep the policy in force, the insurer refunds the premiums you paid, subject to the policy terms. It does not include interest.
Related FAQs
The refund feature adds cost. You are paying more now for the possibility of getting premiums back later.
Canceling before the term ends may return little or nothing. This policy rewards staying the full term.
No. It is a return of the premiums you paid, not an investment gain.
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