It can. Once a slope above a neighborhood has burned, rainfall runs off instead of soaking in, and the debris comes with it. That is a flood exposure rather than a fire one, and flood is excluded from home policies statewide, so it needs its own policy.
Related FAQs
Often yes, and where the standard market declines a home along the hillside or brush edge, we can pair a California FAIR Plan policy with a difference-in-conditions wrap so ...
Not always in full, since standard home policies limit coverage for detached structures, so we recommend specific limits for barns, stables, and outbuildings and review liability for horses kept ...
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