Does general liability cover a disclosure mistake?

It depends on how your workforce is classified. In California, workers’ comp is generally required once you have any employees, so classification matters.

It may, often through cyber or crime coverage, but terms and sublimits vary widely. This is a coverage area worth reviewing closely.

The DRE does not mandate it for all licensees the way some states do, but brokers, franchises, and lenders frequently require it. Confirm what applies to your setup. ...