Usually only small watercraft, and only in limited ways; most boats and all yachts need a separate boat or yacht policy that covers the hull, liability on the water, and navigation and haul-out situations a home policy will not.
Related FAQs
Beyond general liability and commercial property, a marine business often needs specialty coverages for vessels, passengers, and dock operations, which we structure around how the business actually runs. ...
It is worth considering, because flood is excluded from every California home policy and buildings that ring the basins sit right at the water; a separate flood policy is ...
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