Usually not. Standard commercial property and BOP policies typically exclude earthquake and flood. California manufacturers in exposed areas often address those risks through separate coverage.
Related FAQs
In California, workers’ compensation is required once you have any employees. We can help you understand how it fits with the rest of your program.
Not quite. Property coverage generally responds to causes like fire or theft, while equipment breakdown addresses sudden mechanical or electrical failure of machinery, which is often a manufacturer’s biggest ...
Often yes. General liability typically responds to injuries tied to your premises and operations, while product liability focuses on harm alleged to be caused by the product itself. Manufacturers ...
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