This is the question design firms ask most, and it is genuinely a matter of policy language rather than a general rule. Professional liability is written to respond to damages arising from professional negligence, and most forms distinguish between that and the cost of putting the work in the condition it should have been in originally, sometimes called betterment. Where that line falls in a specific claim is decided by the wording of the form and by the facts, which is a determination for the carrier and, if contested, a court.
Related FAQs
The A and E form is written for design work specifically, which means it contemplates drawings, specifications, construction administration, and the long tail between a design decision and the ...
The contract does, on its own terms, and the question of whether a clause is reasonable or enforceable is a legal one. Design agreements frequently combine an insurance requirement ...
Reconstructing a project record is the exposure that valuable papers and electronic data coverage is written for, and it is usually a scheduled limit rather than an open-ended one. ...
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