Generally yes. In California, workers’ compensation is typically required once you have any employees, including seasonal staff.
Related FAQs
Usually not. Most firms combine a BOP with separate professional liability, cyber, and workers’ comp coverages.
Often yes. Bookkeeping errors can still cause a client financial harm, and general liability typically will not respond to those claims.
It frequently is. Small firms hold the same sensitive data as large ones and are often targeted precisely because defenses may be lighter.

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