Report it immediately, because crime policies run on discovery rather than on when the loss happened. Tell us as soon as you suspect it, before the internal investigation is finished. File a police report, preserve the records, bank statements, and email trail, and involve your bank within its own deadlines, which are often measured in days for a fraudulent transfer. Do not confront an employee before you have secured the records. A long-running theft can be covered even when it began under an earlier policy, provided the discovery conditions are met.
Related FAQs
Often yes, because smaller teams may have fewer checks on who handles money.
Not always. It often requires a specific insuring agreement, which we can help you review.
There is overlap, but crime and cyber address different things. Many businesses carry both. We can explain how they may work together.
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