Secure the site first, then document before anything is cleared. Photograph the damage in place, and keep the daily logs, the schedule, the subcontractor list, and the delivery tickets for materials that were on site. Do not demolish or rebuild the damaged work before it has been inspected, because the scope of the loss is measured on what is left. Track the added costs separately from the original contract cost. Tell us and the owner the same day, since most policies name several insureds who each have reporting duties.
Related FAQs
Not typically. Those are usually excluded and may be added or arranged separately where available.
Often yes, including materials on site and frequently in transit or storage. We will confirm the limits.
It is typically written for the construction period and may be extended if the project runs long. We will match the term to your schedule.
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