Property and general liability form the core, and the rest is chosen. Commercial property covers the building, contents, and business income. General liability covers injury and damage you cause to others. From there the common additions are commercial auto, inland marine for tools and equipment that move, crime for employee dishonesty, and equipment breakdown. Cyber, employment practices, and umbrella are frequently added too. What belongs in yours depends on what the operation actually does rather than on a standard list.
Related FAQs
Not typically, since the property portion generally excludes them. Those may be arranged separately, and we can discuss options.
Growth in revenue, locations, vehicles, or property, or a change that affects eligibility, are common signs. We will review whether a CPP fits better.
Yes, that flexibility is a key reason businesses choose a CPP. We will help you decide what to include.
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