Only where the law allows a fine to be insured, and California limits that. Cyber forms commonly offer regulatory defense and penalties coverage, worded to respond only to the extent insurable by law, which pushes the answer back to the jurisdiction imposing the penalty. California public policy restricts insuring penalties, so a California civil penalty is a poor thing to rely on cover for. What the coverage does more reliably is fund the defense, the investigation, and the response, which is usually where the early money goes.
Related FAQs
Many forms do, subject to a waiting period measured in hours rather than days. Cyber business interruption pays the income lost and the extra expense of operating while systems ...
It splits into two halves, and businesses usually buy it for the first. First-party coverage funds your own costs: incident response and forensics, legal counsel, notification, credit monitoring, data ...
Yes, and your controls now decide the terms rather than the need. Underwriters ask about multi-factor authentication, backups held offline and tested, endpoint detection, patching discipline, and how privileged ...
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