Your own policy covers your dwelling or unit and contents, while the association’s master policy covers shared structures, so we explain how the two fit together and add loss-assessment coverage where a master-policy shortfall could be passed back to owners.
Related FAQs
Earthquake is excluded from standard California home policies everywhere in the state, so it is a separate decision rather than an area-specific yes or no, and we walk through ...
Often yes, and where a carrier declines or non-renews a home near the mountains, we can pair a California FAIR Plan policy with a difference-in-conditions wrap so it keeps ...

Ready to get started?
Talk to an advisor or request a quote. It takes about five minutes, with no commitment. Be insurance wise.





