Usually yes, and that is much of the practical appeal. A package brings the lines onto one policy with one term, one renewal, and one set of common conditions, which makes certificates and lender requirements easier to satisfy. It also means one cancellation affects everything inside it. Some lines still sit outside by necessity, workers’ compensation in particular, so a business with a package generally still runs a second policy alongside it and a separate renewal to track.
Related FAQs
Not typically, since the property portion generally excludes them. Those may be arranged separately, and we can discuss options.
Growth in revenue, locations, vehicles, or property, or a change that affects eligibility, are common signs. We will review whether a CPP fits better.
Yes, that flexibility is a key reason businesses choose a CPP. We will help you decide what to include.
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