Not as a liability claim, and only through a separate sublimit if at all. A regulatory or licensing board inquiry is not a third party suing you for financial loss, so it sits outside the insuring agreement. Some professional forms add disciplinary proceedings coverage as a small defense-only sublimit, often a fixed sum per proceeding rather than a share of the policy limit. Fines and penalties are not insurable in California in any event. Check whether your form offers the sublimit and what it is, because the amounts vary widely.
Related FAQs
It is the date back to which your policy may respond. Keeping it intact when you renew or switch policies helps protect past work.
Not universally, but many professions, licensing bodies, and clients require it. We can review your situation with you.
A claims-made policy generally responds to claims made while the policy is active, provided the incident occurred after your retroactive date. Letting coverage lapse can create a gap. ...
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