LRO covers your role as building owner and landlord, not a business operating inside the space. Tenants insure their own contents and operations separately.
Related FAQs
Often yes. If a covered loss makes the space unusable, loss of rents may help replace the rental income you would otherwise collect during repairs.
Usually not. Tenant policies typically cover their contents and their liability. LRO is what protects the structure you own and your landlord liability.
Many commercial leases require the owner to carry LRO at specified limits. We can review the lease language and help align your coverage with it.
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