A practice program covers your ongoing operations across many jobs. A project-specific policy is dedicated to one project with its own limits, so a single project does not draw down the coverage protecting the rest of your work.
Related FAQs
It is most common on larger or higher-exposure projects, but the right fit depends on the contract, the scope, and how you want limits arranged.
It often can, and this is a key reason to consider it in California. How long that coverage extends typically depends on the policy terms.
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