It varies by policy, but many standard homeowners forms begin restricting coverage after roughly 60 days of vacancy. Because the trigger differs, it is worth confirming your exact terms before the home sits empty.
Related FAQs
Typically no. In California these perils are generally covered separately, so they would need to be arranged on their own.
Unoccupied generally means no one is currently living there but the home is still furnished and ready for use, such as during a long trip. Vacant typically means the ...
Possibly, and a course of construction approach may also apply. The right fit depends on the scope of work and whether anyone is living there. We can help you ...

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