Usually everyone with money in the project, and the order matters. The owner, the general contractor, and the subcontractors each have an insurable interest, and a policy naming only one of them can leave the others arguing after a fire. Lenders normally require to be named as mortgagee or loss payee before they will fund a draw. Who buys the policy is negotiable and is usually set by the construction contract, so read that clause before anyone binds coverage. Send us the insurance section and we will match the policy to it.
Related FAQs
Not typically. Those are usually excluded and may be added or arranged separately where available.
Often yes, including materials on site and frequently in transit or storage. We will confirm the limits.
It is typically written for the construction period and may be extended if the project runs long. We will match the term to your schedule.
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