There is no standard formula. The range is usually set by your operations and what is on or under the site, any regulatory or permit requirements that apply to your activity, the cost of an actual cleanup for the kind of exposure you have, and what contracts or lenders require. Site history matters as much as current operations, since liability can attach to conditions that predate you. Because these are specific to the property and the activity, review your individual needs with a licensed agent or qualified advisor.
Related FAQs
Often yes, because conditions like mold or legacy contamination can surface unexpectedly on owned property.
It depends on the form. Some respond to sudden events only, others may include gradual conditions. We can review the wording with you.
Usually not. Standard GL forms largely exclude pollution, which is why a separate policy typically applies.
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