Annually, and at any change that could affect eligibility. New revenue, a second location, a new service line, added employees, a change in ownership, or a move into a heavier class can all matter. The reason to look early is that eligibility is a threshold rather than a slope. A business that quietly outgrows the program may find out at renewal instead of at a moment of its own choosing. We would rather move it deliberately than have it moved for us.
Related FAQs
No. Both are excluded from a business owners policy and are written separately. Earthquake is purchased as its own policy, typically with a deductible set as a percentage of ...
Not necessarily. It is often efficient, but the right structure depends on your risks. We help you compare the fit, not just the format.
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