Personal auto policies are not written for business use, and commercial auto is the form built for a vehicle used in an operation. A mobile grooming van also raises a second question, because the grooming equipment installed in it and the animals inside it are not the vehicle, and they are usually addressed by different coverage parts. Which policy applies to a specific van, and to what is inside it, is decided by the policy language and by how the vehicle is actually used.
Related FAQs
No, and the distinction matters because the two are bought by different people for different reasons. Pet health insurance is a personal line an owner buys to help with ...
Bailee coverage is the general insurance idea of being responsible for someone else’s property while it is in your possession, and animal bailee applies that idea to living animals ...
A waiver and an insurance policy do different work. A signed waiver is a contract term that may support a defense, and whether it is enforceable in a given ...
Ready to get started?
Talk to an advisor or request a quote. It takes about five minutes, with no commitment. Be insurance wise.
