An apartment building is usually protected with commercial property on the structure, loss-of-rents coverage so income continues after a covered loss, and liability sized to the units and tenants, structured around the building as an income property rather than a home.
Related FAQs
Yes, because your landlord’s policy covers only the building, so a renters policy protects your belongings and personal liability, usually for a modest premium.
No, standard California home and renters policies exclude earthquake here as they do statewide, so we review a separate earthquake policy and explain what it protects, which matters on ...
Ready to get started?
Talk to an advisor or request a quote. It takes about five minutes, with no commitment. Be insurance wise.
OR
