An apartment building is usually protected with commercial property on the structure, loss-of-rents coverage so income continues after a covered loss, and liability sized to the units and tenants, structured around the building as an income property rather than a home.
Related FAQs
Yes. Your landlord's policy covers the building itself and nothing you own inside it. A renters policy covers your belongings and your personal liability, and it is usually one ...
No, standard California home and renters policies exclude earthquake here as they do statewide, so we review a separate earthquake policy and explain what it protects, which matters on ...
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