It meets the law, but it may not be enough to cover a serious accident. Many drivers choose higher limits so a large claim does not exceed what the policy pays.
Related FAQs
A personal umbrella typically extends over both your auto and home liability, once the limits on those policies are exhausted, subject to the umbrella’s terms.
Not always. Raising liability limits is often less expensive per dollar of protection than people assume. An advisor can show you the difference in a quote. ...
Anyone with savings, a home, rental property, or high earning potential. An umbrella may add a large layer of liability protection for a relatively modest premium. ...
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