No. A house car is a passenger vehicle under Vehicle Code section 465 and carries the same minimum liability as a car. That is $30,000 per person, $60,000 per accident and $15,000 property damage for policies issued or renewed on or after 1 January 2025. California has no RV-specific insurance, permit or inspection rule, and many owners of high-value coaches choose much higher limits.
Related FAQs
Many owners of high-value coaches consider one for added liability protection above their coach and auto policies. We can help you look at whether it fits. ...
Luxury motor coach coverage typically offers higher limits and specialized handling for the premium components and contents found in a high-value coach.
A valuation method, not a payout promise. The policy is built to settle a covered total loss at the figure agreed at binding, less the deductible and subject to ...
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