It depends on your goals. If locking in lifelong insurability and a level premium matters to you, it may be a good fit. If your priority is protecting income, coverage on the earning parents typically comes first.
Related FAQs
Amounts are generally modest and subject to carrier and state limits. We can explain the typical ranges when we talk.
Often yes. Ownership can typically transfer to the child in adulthood, and many policies allow added coverage at set ages without a new exam. Terms vary, so we review ...
No. Cash value may build over time, but we do not present it as an investment or promise any return. It is a feature of a permanent policy. ...
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