Neither is universally right. The CEA and private insurers differ on terms and deductible options. Compare both against your home and needs with an advisor.
Related FAQs
Many earthquake policies can include contents and loss of use in addition to the dwelling, depending on the coverage you select. Confirm the specifics on the policy. ...
Earthquake deductibles are set as a percentage of the coverage limit, which can be a large dollar amount. This structure reflects the region-wide nature of earthquake risk. Carriers commonly ...
No, it is generally not required by the state. It is optional coverage, though a lender may have its own requirements.
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